S.Poornimadarshini (2015) “Decentralized Ledger Framework for Real-Time Cross-Border Treasury Settlements in Global Enterprises”, The SIJ Transactions on Computer Networks & Communication Engineering, 3(5), pp. 12–14. Available at: https://eccsubmit.com/index.php/tijcnce/article/view/201 (Accessed: 16 January 2026).